Bankrate does not endorse any of the opinions expressed by reviewers or any responses to reviews.Our experts consider a range of factors, including rates, loan types, time to close, fees and more.Bankrate is an independent, advertising-supported comparison service.
Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We do not endorse the accuracy or relevancy of the information and opinions expressed by any reviewers or any responses to user reviews. Although we strive for accuracy at the time of publication, please be sure to check with the lender for updated details on down payments, credit scores, etc. Quicken Loans, powered by its Rocket Mortgage product, is a leading online mortgage lender. Quicken Loans also offers a flexible-term product called YOURgage, which allows borrowers to set the terms of their loan from eight to 30 years. For homeowners who want to refinance, Quicken Loans has a cash-out refinance option. Reverse mortgages, for homeowners 62 years and older, are available through their affiliate company One Reverse Mortgage. Headquartered in Detroit, Quicken Loans was founded in 1985 by Dan Gilbert, who today acts as Quicken Loans chairman. The company gained prominence in the last few years by adopting technology that allows borrowers to apply for loans completely online through its affiliate company Rocket Mortgage. Recently, the online lender completed the first remote closing in Michigan using Remote Online Notarization (RON) and the Nexsys Clear Sign eClosing platform. Quicken Loans offers the customary menu of loan options and borrowers can apply for mortgages and lock in rates completely online. Borrowers can easily check their loan application anytime via Rocket Mortgage, the electronic application arm of Quicken Loans. According to Quicken Loans website, closing costs average between 2 to 6 percent of the purchase price. Borrowers can apply online via Rocket Mortgage, a Quicken Loans affiliate company that handles online applications. There are no brick-and-mortar locations where borrowers can apply in-person. Borrowers can use Rocket Mortgage to submit required documents electronically. These documents include things such as tax returns, online bank statements and identification. You can choose to speak with a home loan expert, after filling out a few questions online. Hours. Chat hours: 7 a.m. Monday through Friday, and 9 a.m. Saturday and Sunday. The reviews posted on Bankrate.com (Bankrate) are individual, subjective opinions of reviewers, and not of Bankrate.
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